INSURANCE CLAIMS HAIL | WIND | WATER | FIRE AMBER ROOFING FM ROC 351186

Should we find damage during your free inspection our representatives will be happy to answer any questions and assist you in filing your storm claim. We have collectively worked with hundreds of insurance companies on thousands of claims. Your insurance company will send an adjuster to your home usually within a week to two weeks tops.  If your adjuster comes to your house and does not approve your claim you are under no obligation financially or contractually to us. If your claim is approved we just ask that you let us do the work!

Upon approval from your insurance company. You will pick out a shingle or tile of like kind and quality to the one that is currently on your roof. Your insurance company will give you a scope of what they are paying for on your property. Be sure to give a copy of the scope to your project manager. We will do everything on the scope that the insurance company pays for. If they miss anything (which they typically do - hey adjusters aren't roofing contractors) we always bill the insurance company for additional costs (called a supplement). We will never come back to you while the roof is being built and ask you for more money! If you do not understand the paperwork please ask your representative to explain it to you while this may be the first insurance scope you have seen.

In Arizona an insurance carrier cannot cancel your homeowners insurance policy solely for filing a single weather-related claim, such as roof damage from hail, wind, or storms per ARS § 20-1652 – Cancellation of policy. 

This loss is classified as an “Act of God,” which means you had no control over it and could not prevent it.

You probably have already noticed increases in your insurance premium over the last couple of years. Premiums have increased for all policy holders due to the excess amount of storms, not only in this area but all around the country. In essence, you have been paying to cover everyone else’s damage. Maybe it’s time for you to finally get what you’ve been paying for all these years.

No, in most cases we do NOT recommend filing with your agent. 

It is not in the agent's best interest to have numerous claims filed and paid out. 

They receive annual commissions from their book of business. So the more premiums they collect vs. claims paid out, the more money they make! 

Call today and one of our claim specialists will assist you in filing the claim!